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About 13-Horse Jack

The only game that fuses blackjack skill with horse racing thrill

Wyoming DA Licensed ยท 25% to IMQbd.org

The Game

13-Horse Jack was invented by Jon Vierk as a unique hybrid of two classic American pastimes: blackjack and horse racing. Every card in the deck maps to a numbered horse, turning your hand into a racing ticket and the dealer's hand into the race itself.

The result is a game where blackjack skill and horse-racing intuition work together. You're not just trying to beat the dealer โ€” you're watching your horses run.

Giving Back

25% of gross revenue from every 13-Horse Jack table and slot is donated to IMQbd.org, a nonprofit dedicated to improving quality of life for individuals with intellectual and developmental disabilities.

When you play, you play for more than the jackpot.

IMQbd.org โ†—

How to Play

1
Place Your Main Bet

Choose your table stake ($5, $10, or $25) before the deal.

2
See Your Cards & Horses

You're dealt two cards. Each card rank maps to a horse number (Ace=1, 2โ€“10=face value, Jack=11, Queen=12, King=13).

3
Place Horse Bets

Optionally bet $5 on Show, Place (parimutuel, 18% takeout), Box Exacta, Box Trifecta, or Box Superfecta using your card-horses.

4
Play Blackjack

Hit, Stand, Split, or Double Down to beat the dealer. Standard blackjack rules apply.

5
Watch the Race

The dealer's cards flip one by one โ€” each card is a horse crossing the finish line. Your race track updates live.

6
Collect Winnings

Blackjack and horse bet results are tallied. Jackpot hits pay out the full progressive pool.

Horse Bet Types

Show

Either of your two card-horses finishes in the top 3. True parimutuel โ€” 18% takeout applied. A winning $5 bet returns $4.10 net.

Parimutuel (18% takeout)
Place

Either of your two card-horses finishes 1st or 2nd. True parimutuel โ€” 18% takeout applied. A winning $5 bet returns $4.10 net.

Parimutuel (18% takeout)
Box Exacta

Both of your two card-horses finish in the top 2 โ€” any order.

70:1
Box Trifecta

All three of your card-horses finish in the top 3 โ€” any order. Wins the entire Minor Jackpot.

Minor Jackpot
Box Superfecta

All four of your card-horses finish in the top 4 โ€” any order. Wins the entire Major Jackpot.

Major Jackpot

Card โ†’ Horse Mapping

CardHorse
Ace#1
2 โ€“ 10#2 โ€“ #10
Jack#11
Queen#12
King#13

Kings and Queens both map to 13 and 12 respectively. A pair of Kings counts as a pair for splitting purposes.

Blackjack Rules

Blackjack pays 1:1

A natural blackjack (Ace + 10-value card) pays even money.

Dealer hits to 17

The dealer must draw until reaching a hard 17 or higher.

Double Down

Available on hard totals of 9, 10, or 11 only. Doubles your bet and deals one card.

Split

Available when your first two cards share the same rank value. Split Aces auto-stand.

First Card Match Bonus

If your first card matches the dealer's first card (the winning horse), you receive a 2ร— bonus on your main bet.

Theoretical RTP โ‰ˆ 90.07%

The theoretical return-to-player across all bet types is approximately 90.07% (house edge 9.93%). Malfunction voids all pays and plays.

Progressive Jackpots

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Minor Jackpot
Trigger: Trifecta

Grows by $3 every hand. Hit a Trifecta to win the entire pool โ€” it reseeds to $500 after each win.

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Major Jackpot
Trigger: Superfecta

Grows by $7 every hand. Hit a Superfecta to win the entire pool โ€” it reseeds to $12,847 after each win.

Game Modes

๐Ÿƒ
Table

Full blackjack experience with progressive dealer card reveal, split, double down, and all horse bet types.

๐ŸŽฐ
Slot

Three-reel spin with staggered bounce animation. Quick play format โ€” great for casual sessions.

โšก
Auto-Play

Runs 10 hands automatically and shows a hand-by-hand chip breakdown. Ideal for reviewing strategy.

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Wyoming DA Licensed

WYO DA 0000992Jon Vierk ยท What'sHot, Inc.

13-Horse Jack is licensed under the Wyoming Distributed Amusement framework (License No. 0000992, What'sHot, Inc.). All game mechanics, odds, and payout structures are reviewed and approved for compliant operation.

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10,000,000-Hand Verified Results

Math verified July 2026

First Card Match (actual)
5.8911%
Theory: 5.8824%
Variance: +0.0087%
Theoretical RTP
90.07%
House Edge: 9.93%
Simulation Hands
10,000,000
Single-deck, infinite shoe

Operator & Venue Inquiries

Interested in placing a 13-Horse Jack table or slot at your venue? Contact us for licensing, placement, and revenue-share details.

โœ‰ [email protected]